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Short Term Disability Insurance

Available through the workplace, this coverage helps protect your income if you can’t work after an accident or illness.

Weekly payments: receive a portion of your salary for 3 months to 1 year, depending on your policy

Rehab incentives: coverage may include financial incentives designed to help you transition back to work

Easy claims filing: report claims online or by phone

Competitive rates: this group coverage is offered only through employers

For complete plan details, talk to your company’s benefits administrator.

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Employers and HR Professionals

Learn about MetLife Disability Insurance for your employees.

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Like most disability income insurance policies, MetLife's policies contain certain exclusions, waiting periods, reductions, limitations and terms for keeping them in force. Ask your representative about costs and complete details. For policies issued in New York: Individual disability income insurance policies provide disability income insurance only. They do NOT provide basic hospital, basic medical or major medical insurance as defined by the New York State Insurance Department. The expected benefit ratio for these polices is at least 50%. This ratio is the portion of future premiums that MetLife expects to return as benefits when averaged over all people with the applicable policy.

ADF# DI1594.17