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Legal Plans

A voluntary workplace benefit, group legal plans provide affordable, convenient access to counsel for your personal legal needs.

Key features:

  • A national network of over 17,500 attorneys
  • In-person or over-the-phone counsel for the most common personal legal matters
  • No deductibles, claim forms, copays, waiting periods
  • Unlimited1 access to attorneys for matters covered under the plan
  • A voluntary benefit typically paid through payroll deductions of about $20 per month
  • All Network Attorney fees for covered matters are paid by the plan
  • Out-of-network attorney option1

Comprehensive coverage for some of the most frequently needed personal legal matters including:

  • Preparation of wills, living wills and trusts
  • Purchase, sale and refinancing of a home
  • Debt collection and foreclosure defense
  • Identity theft defense
  • Rental issues
  • Civil litigation defense
  • Adoptions
  • Document review and preparation

For complete plan details, talk to your company’s benefits administrator.

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1 The Participant will be reimbursed according to the set fee schedule, the lesser of the maximum reimbursement amount or the attorney’s actual charge. Your employees will be responsible to pay the difference, if any, between the plan’s payment and the non-plan attorney’s charge for services. MetLife Legal Plans is not responsible for legal work performed by out-of-network attorneys.

2 Based on the average hourly rate of $370 based on years of legal experience, National Law Journal and ALM Legal Intelligence, Survey of law Firm Economics (2018).

Group legal plans are provided by MetLife Legal Plans, Inc., Cleveland, OH. In certain states, group legal plans are provided through insurance coverage underwritten by Metropolitan Property and Casualty Insurance Company and Affiliates, Warwick, RI.  Payroll deduction required for group legal plans. Benefit programs offered by MetLife and its Affiliates contain certain exclusions and terms for keeping them in force.  For costs and complete details of the coverage, call or write the company.