The New York state program provides short-term disability benefits through the Disability Benefit Law (DBL) and Paid Family Leave (PFL) wage replacement benefits to eligible employees who need time off from work for qualifying reasons. Employees may be eligible for DBL if they are unable to work due to a non-work-related injury or illness, during pregnancy and/or childbirth. Employees may be eligible for PFL to bond with a new child, care for a sick family member, which could include organ donation, and address a qualifying military exigency.
Coverage Options: MetLife provides fully insured and self-insured coverage options. In most cases, NY PFL is a rider on the fully insured NY DBL policies.
Job Protection: NY PFL is job protected and NY DBL is not job protected. However, job protection may be provided through other laws such as the federal Family and Medical Leave Act (FMLA).
Benefits:
A total of 26 weeks is available under NY DBL and NY PFL combined in a 52-week lookback period.
- DBL: 26 weeks; employees may receive 50% of their weekly wages with a maximum benefit of $170/week in 2019
- PFL 2020: 10 weeks; 60% of weekly pay up to $840.70/week
- PFL 2021: 12 weeks; 67% of weekly pay up to the state maximum, which should be established in late 2020
Contributions:
- DBL: Employee contribution (payroll deduction) of 0.5% of taxable wages up to a maximum of $0.60/week. Employer funds balance of plan cost
- PFL: Employee contribution (payroll deduction): 100% employee-paid at 0.27% of first $72,860.84 of pay up to a maximum of $196.72
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As of March 1, 2020
