MetLife Simply SmartSM Bundles

Design the right benefit bundle for each small business client.

Explore the small business benefit packages designed to compete in your local market.

Simple. MetLife Simply Smart Bundles make it easy to design a multi-product bundle based on client needs and local market demands.

For groups with 10 – 99 employees, start with Dental. Then, add on Vision, Life, Disability or MetLaw®.

Smart. All Dental-plus bundles come with exclusive value-adds for your clients, including:

Dental rate certainty1

  • Choose a 2-year rate guarantee or a 6%/6% year one and two rate cap

Multi-year rate guarantees

  • 3-year rate guarantees on Life, Disability and Vision available

Guaranteed Issue

  • Up to $100,000 offered on Supplemental Life insurance

Access to MetLaw

  • Exclusive option to offer our voluntary legal services plan to groups with 10-99 employees when bundled with Dental
  • Convenient, full-service access to attorneys at a competitive monthly rate
  • No minimum participation requirements

Multi-Product Advantage

  • Qualifying bundles of 3+ products earn additional one-time broker compensation2

Simple case set-up

  • Web-based implementation featuring pre-populated data, consolidated forms and e-signatures

Employee participation drivers

  • Easy-to-share links to educational videos to help drive employee engagement


Local. Our small business experts mine our data to craft plan designs that match local market needs at a competitive price.

Explore local plans

Learn more about employee benefit solutions for small business.

Our Products

Life Insurance Collapsed Expanded

Our suite of group life products allows you to choose options to fit your needs, as well as those of your employees, including:

  • Term Life
  • Supplemental Life
  • Dependent Life
  • Accidental Death and Dismemberment

 

Find out more about group life insurance

Dental Insurance Collapsed Expanded

We offer a range of dental solutions based on the latest market trends and clinical research, all backed  by 55+ years of experience working with thousands of small businesses like yours. Our plans include:

  • Plan design options – tailored for small business needs
  •  Access to local dentists your employees want
  • Guidance from dedicated small business experts every step of the way

 

Find out more about group dental insurance

Vision Insurance Collapsed Expanded

Vision insurance offers a cost-effective way to expand your offering with a benefit employees value. Count on us for a vision plan based on the latest research and market trends, including:

  • Vision PPO plans
  • Discount Vision Program

 

Find out more about group vision insurance

Disability Insurance Collapsed Expanded

A disabled employee absent from the workplace can make a big impact on all aspects of your small business. Our broad range of products and service solutions help you provide income protection, maximize productivity, and minimize administration. MetLife offers:

  • Short and Long-Term Disability options, including voluntary plans
  • Leave management and employee assistance programs
  • Return-to-work incentives

 

Find out more about group disability insurance

Legal Services Collapsed Expanded

Offering employees access to professional legal services can be a simple, cost-effective way to expand an existing benefits program – and enhance productivity -- for businesses with 10-99 eligible employees.

Add MetLaw® (from Hyatt Legal Plans, a MetLife company) to give employees peace of mind knowing  they have affordable legal counsel to help navigate important moments in their lives—like buying a home or  creating a will. 

 

Find out more about group legal plans

 

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EXPLORE THE FINDINGS
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The right benefits at the right price.

Find out how we can help you achieve your business goals and offer the benefits employees want.

1 For Florida groups with 10 – 50 eligible employees, only 1-year rate guarantees are available on Dental and Vision plan designs. Florida requires 51-99 eligible lives to qualify for the guaranteed 6% rate cap on the dental plan upon renewal for a second year.

2 Excludes business written through PEOs, trust, private or public exchanges or associations where there is one master contract and MetLife does not underwrite at the employer level. MetLife will annualize the premium eligible for payment based upon the generation of the first three bills. Additional broker compensation for customers sold through a General Agent or Third Party Administrator is payable to the Broker only.

For additional flexibility, contact your MetLife representative. State and underwriting restrictions apply. Like most group benefit programs, benefit programs offered by MetLife and its affiliates contain certain exclusions, exceptions, waiting periods, reductions of benefits, limitations and terms for keeping them in force. Please contact MetLife for complete details.

Group legal plans are provided by Hyatt Legal Plans, Inc., a MetLife company, Cleveland, Ohio. In certain states, group legal plans and Family Matters provided through insurance coverage underwritten by Metropolitan Property and Casualty Insurance Company and Affiliates, Warwick, Rhode Island.

MetLaw is excluded for qualification and payment as part of MetLife’s Broker Supplemental Compensation Plans for customers with less than 100 employees. Vision benefits are underwritten by Metropolitan Life Insurance Company, New York, NY. Certain vision claim and network administration services are provided through Vision Service Plan (VSP), Rancho Cordova, CA. VSP is not affiliated with Metropolitan Life Insurance Company or its affiliates.