Retiree Life

Retiree Life

Partner with us to more efficiently cover group-term, retiree life insurance premiums over time.

Keep Your Promises to Employees 

We understand the unique financial challenges that come with providing retiree life benefits on a pay-as-you-go basis. Our retiree life funding solutions lower your long term "out-of-pocket" premium, mitigate risk and improve financial security for your employees.

Retiree Life Chart

Our Retiree Life Insurance Solutions Enable Your Company to:

  • Reduce long-term costs through tax efficiency
  • Strengthen financial statements
  • Improve benefit security for retirees
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Why Choose MetLife?

Expertise At Your Side

Our dedicated Post-Retirement Benefits (PRB) team brings a wealth of experience to your funding solution.

Simplicity You Can Count On

Our retiree life solutions were designed with the flexibility to simply and efficiently fund and/or transfer a plan sponsor’s retiree life insurance liabilities.

Solutions Tailored To Your Needs

We take a consultative approach, working with you to tailor our solutions to meet your organizational objectives.

Meet the Team

Get to know the people who will help you make the best choices for your company’s retiree life benefits.

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MetLife's Evolving Retirement Model Study

Today’s workplace landscape has evolved from the traditional notions of retirement. With this new retirement model come several considerations to meet the needs of an aging workforce, as well as the generations of workers who follow behind them.

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1All guarantees are subject to the financial strength and claims paying ability of the issuing MetLife company.

Neither MetLife nor its representatives provide tax, accounting, legal or investment advice. The rules relating to such matters are subject to interpretation and change. The appropriateness of any product for any specific company may vary depending on the facts and circumstances. Employers should consult with and rely upon their own tax, accounting, legal or investment advisors.

To enjoy the tax advantages associated with the Guaranteed Life Insurance Funding Account (GLIFA) and Life Insurance Funding Account (LIFA) products, prefunding must be within tax code limits that generally limit prefunding for post retirement group term life insurance to a $50,000 maximum coverage amount over the working lives of covered employees, and actuarially determined on a level basis, using assumptions that are reasonable in the aggregate.