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California Disability Insurance (SDI) and Paid Family Leave (PFL)

California provides short-term Disability Insurance (DI) and Paid Family Leave (PFL) wage replacement benefits to eligible workers who need time off from work for qualifying reasons. Workers may be eligible for DI if they are unable to work due to a non-work-related injury or illness, during pregnancy and/or childbirth. Workers may be eligible for PFL to care for a seriously ill family member, to bond with a new child, and address a qualifying military exigency.

Additionally, the San Francisco Paid Parental Leave Ordinance requires employers to pay “supplemental compensation” for a covered employee’s full duration of leave when receiving the CA State Paid Family Leave to bond with a child.

Coverage Options: Employers can participate in the state-run program or self-insure the DI and PFL coverages with a voluntary plan. MetLife provides administrative services for employers who have state approved voluntary plans (i.e., Voluntary Disability Insurance (VDI) or Voluntary Paid Family Leave (VPFL)).

Job Protection: The CA PFL and DI plans do not provide job protection, only monetary benefits. However, job protection may be provided through other federal or state laws such as the federal Family and Medical Leave Act (FMLA) or the California Family Rights Act (CFRA).

Benefits:

  • PFL: 6 weeks in a 12-month period; up to $1,300/week (expanding to 8 weeks in July 2020)
  • DI: 52 weeks; up to $1,300/week

Contributions: In 2020, contributions (payroll deductions) of 1.0% of the first $122,909 of pay combined for both DI and PFL, 100% employee-paid.

For more information please visit the state websites:

As of March 1, 2020

The information presented on this website is not legal advice and should not be relied upon or construed as legal advice. It is not permissible for MetLife or its employees or agents to give legal advice. The information on this website is for general informational purposes only and does not purport to be complete or to cover every situation. You must consult with your own legal advisors to determine how the specific state’s Paid Family and Medical/Disability Leave law(s) will affect you.